Holiday charitable requests can overwhelm those with big hearts but modest means. Every penny matters in trying times, but surely no one believes a $100 donation will end homelessness or cure cancer. My second grader desperately wants to protect polar bears from extinction, but how do I break it to her that the $50 we gave in her name was devoured by bureaucracy? How might we, as a family beholden to a budget, perform tangible acts of...
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